BUILDING CORPORATE POWER
FOUNDATION BUILDING IN PROGRESS: Using billionaire legal tricks - Delaware incorporation, institutional banking, enterprise systems - but collectively owned and democratically controlled.
Complete Governance Transparency
Board Composition
- Elected member representatives (50% of board)
- Subject matter experts (legal, finance, policy)
- Community advocates and debt justice leaders
Decision Process
Proposal Submission
Any Class M member can propose policy changes
Community Discussion
30-day public comment and refinement period
Democratic Vote
All Class M members vote equally (1 person = 1 vote)
Implementation
Board executes approved policies transparently
Financial Oversight
Foundation Phase Progress
Updated 9/17/2025- Legal Formation: $2,000 (planned)
- Technical Infrastructure: $3,000 (planned)
- First Debt Portfolio: $495,000
- 100 Members: $25,000 raised
- 1,000 Members: $500,000 Phase 1 complete
- Legal filing & debt purchases begin
Accountability Measures
- Monthly financial reports to all members
- Annual independent audit (when operational)
- Quarterly member assemblies with Q&A
- Open-source financial dashboard
- Member-elected audit committee
Legal Protections
Mission Lock
Delaware PBC structure prevents profit-driven pivot
Democratic Control
Class M shares ensure member governance cannot be overridden
Benefit Corporation Status
Legal duty to benefit members and society, not just investors
Anti-Takeover Provisions
Corporate bylaws prevent acquisition or hostile control changes
What We're Building
Corporate-level financial infrastructure that only billionaires and Fortune 500 companies typically access - Delaware legal advantages, institutional payment processing, enterprise banking relationships, AI automation - but collectively owned and democratically controlled by regular people.
The Foundation Building Strategy
We're using the exact same legal and technical tricks that billionaires use to concentrate wealth, but deploying them to distribute wealth instead. Early supporters help build the infrastructure that will serve millions of people trapped by predatory debt.
Why This Matters
165 million
Americans struggle with medical debt
$88 billion
Medical debt is in collections
100 million
Americans have credit card debt averaging $7,200+
The debt collection industry uses corporate advantages - bulk purchasing, institutional banking, legal leverage - to extract maximum profit from human suffering. We're using those same advantages to forgive debt instead of collecting it.
The Infrastructure We're Building Together
Every early supporter helps deploy the same financial infrastructure that corporations spend millions building. This isn't a charity asking for donations - it's a collective building corporate-level systems:
- Delaware Legal Structure - Same incorporation advantages as 66% of Fortune 500 companies
- Institutional Payment Processing - Enterprise-grade financial infrastructure with wholesale rates
- Corporate Banking Relationships - Mercury banking with institutional features and capabilities
- Enterprise AI & Automation - Corporate-level systems that typically cost millions to deploy
- Bulk Asset Acquisition - Buy debt portfolios at 3-5¢ on the dollar, same as private equity funds
Development Philosophy
This project embodies three archetypal approaches:
Pattern Synthesizer
Weaving complex economic, social, and technological threads into coherent systems
Purpose Seeker
Maintaining authentic alignment with humanity's betterment through heart-centered inquiry
Wisdom Guide
Ensuring ethical integration and long-term harmony in financial transformation
How We're Different
Unlike traditional financial institutions that extract wealth from communities, Citizens Reunited:
- Member-Owned: Every member has a voice in governance and shares in our success
- Mission-Locked: Legal structure prevents extractive pivot or corporate takeover
- Community-First: Decisions prioritize member welfare over profit margins
- Transparent: Open books, clear processes, and accountable leadership
- Regenerative: Wealth flows back to communities, not to Wall Street
Help Build Corporate-Level Infrastructure
This isn't about joining something that already exists. This is about helping build the financial infrastructure that billionaires use, but collectively owned by regular people. Early supporters get foundation access and democratic control over what we build together.
Legal Notice
Citizens Reunited PBC is a Delaware Public Benefit Corporation incorporated August 7, 2025 (Entity #INC756307, EIN: 39-3659966). Read full disclosure →