The $14.9 Trillion Debt Crisis: Why Individual Solutions Always Fail
Explore how America's massive consumer debt crisis can only be solved through collective action, not individual financial advice or debt consolidation scams.
Learn the skills and strategies that create real financial freedom
Our education center provides member-exclusive courses on debt relief, cooperative economics, and financial empowerment. Learn from a community perspective that puts people over profits.
Choose a learning path that matches your immediate needs and long-term goals.
Learn why individual debt solutions fail and how collective action succeeds
Discover how democratic ownership creates sustainable financial solutions
Build practical skills for debt management and financial independence
Understand how collective power transforms predatory financial systems
Explore how America's massive consumer debt crisis can only be solved through collective action, not individual financial advice or debt consolidation scams.
Why we can't buy your debt yet - and what that reveals about whose side the financial system is really on.
How Citizens Reunited directly counters the Citizens United decision by reuniting actual citizens to reclaim their financial freedom from corporate exploitation.
Can't read right now? No problem! Call our 24/7 voice education line to access audio versions of our content and get personalized financial guidance.
Available 24/7 • Free for all learners
Get access to premium courses, 1-on-1 coaching, and community study groups
Deep-dive courses on debt negotiation, credit repair, and cooperative organizing
Personal financial coaching sessions with debt relief specialists
Connect with other members in local and online learning communities
Track your learning progress and unlock achievement badges
Join thousands of members building financial freedom through cooperative education.
Become a Member